Pawnbroker
Code 4213.1
Pawnbrokers offer loans to clients by securing them with personal objects or items. They assess the personal items given in exchange for the loan, they determine their value and amount of loan available and keep track of inventory assets.
Essential skills
Knowledge
- debt systems
- debt collection techniques
Skills and competences
- estimate value of used goods
- communicate with customers
- decide on loan applications
- determine resale value of items
- assess customer credibility
- identify customer's needs
- perform debt investigation
- maintain client debt records
- collect customer data
Transversal competences
- analyse financial risk
- manage pawnshop inventory
- handle financial transactions
- maintain records of financial transactions
- negotiate on asset value
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What to assess for this role
Technical knowledge can be verified with tests and references. What never shows up on a CV are the transversal competences, and they explain most failed hires. Before closing, it pays to measure them with a standardised battery.
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Sources
This service uses the ESCO classification of the European Commission and the Mapha Taxonomy developed by OTIC SOFOFA (CC BY 4.0), in an adapted version. Group codes come from the ILO's ISCO-08. See sources and licences