credit risk analyst

Code 3312.4

Credit risk analysts manage individual credit risk and care for fraud prevention, business deal analysis, legal documents analysis and recommendations on the level of the risk.

Essential skills

Knowledge

  • Modelado estadístico y predictivo
  • financial analysis
  • financial jurisdiction
  • economics
  • assessment of risks and threats
  • risk management
  • financial management
  • risk identification
  • international commercial transactions rules
  • financial forecasting
  • risk transfer

Skills and competences

  • Analizar datos para la gestión de programas
  • Elaborar un informe financiero
  • Identificar riesgos y análisis de vulnerabilidades
  • Presentar los resultados del análisis de datos
  • inspect data
  • analyse market financial trends
  • apply credit risk policy
  • apply credit stress testing methodologies
  • advise on risk management
  • create risk maps
  • assess risk factors
  • manage financial risk
  • manage currency exchange risk mitigation techniques
  • create risk reports
  • write work-related reports
  • prevent fraudulent activities
  • deliver visual presentation of data
  • have computer literacy

Transversal competences

  • analyse the credit history of potential customers
  • analyse financial risk
  • apply statistical analysis techniques
  • negotiate sales contracts
  • produce statistical financial records
  • carry out statistical forecasts

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What to assess for this role

Technical knowledge can be verified with tests and references. What never shows up on a CV are the transversal competences, and they explain most failed hires. Before closing, it pays to measure them with a standardised battery.

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Sources

This service uses the ESCO classification of the European Commission and the Mapha Taxonomy developed by OTIC SOFOFA (CC BY 4.0), in an adapted version. Group codes come from the ILO's ISCO-08. See sources and licences